Thursday, 30 March 2017

A Farang friend's expenses

A Farang friend’s expenses in Jun and Jul 2016

A Farang friend FF (his words: “an old retired git* in financial distress”, my words: “an undeservedly in his old age impoverished Englishman”) has only 9 kTHB per month to live on. This is what he supplied (in italic), I converted data from table to text and did some editing. Chronological order, first number in line is day of the month.

* git (slang) ... git is a term of insult with origins in British English denoting an unpleasant, silly, incompetent, stupid, annoying, senile, elderly or childish person. As a mild oath it is roughly on a par with prat and marginally less pejorative than berk.

Date Description Activity THB Category (Food Toiletries Household Transport Medical Miscellaneous Entertain Sex) Comments

June 2016
1 Taxi Sathorn Road – Chong Nonsi BTS 55 Transport
1 Medications Pharmacy Rama 4 – Health 190 Medical
1 Toiletries Watsons 89 Toiletries
1 MRT Silom – Lumpini 8 Transport Elder card 50% discount
3 Bleach 7/11 Household 27 Household
3 Bread 7/11 34 Food
3 Ready Meal 7/11 35 Food
6 Taxi Abode – Chong Nonsi 55 Transport
6 Dentist Extraction + medications 900 Medical Unforeseen
6 MRT Silom – Klong Toei 10 Transport
7 Taxi Abode – Makro 50 Transport
7 Groceries Makro - incl. Cheese 790 1622
7 Taxi Makro – Abode 50 Transport
8 Phone top-up 7/11 90 Miscellaneous
11 Med procedure Clinic – Soi Si Samphen 100 Medical
11 Bread 7/11 34 Food
11 Toiletries 7/11 105 Toiletries
13 MRT Lumpini – Silom 8 Transport
13 Dental procedures Chong Nonsi 1600 Medical Unforeseen
13 Lunch KYC –meal + ice cream cornet 100 Food Highlight of the week!!!
13 BTS Sala Daeng – National Stadium 25 Transport
13 Lemon Squeezer Tokyu 51 Household
13 Toiletries Tokyu 524 Toiletries
13 Pencil leads Tokyu 20 Miscellaneous
13 BTS National Stadium – Sala Daeng 25 Transport
13 MRT Silom – Klong Toei 10 Transport
13 OSS OSS contribution 432 Miscellaneous
14 Milk 7/11 92 Food
15 Bread 7/11 20 Food
15 Envelopes 7/11 15 Miscellaneous
15 MRT Lumpini – Silom 8 Transport
15 PC headset Silom Complex 490 Miscellaneous Unforeseen
15 MRT Silom – Klong Toei 10 Transport
17 Bread 7/11 34 Food
17 Fried bananas Street vendor 20 Food
17 MRT Klong Toei – Silom 10 Transport
17 Mayonnaise x 2 Villa Market 218 Food
17 Iced coffee L McCraps (McDonald’s)-Happy hour discount 52 Food High Living!
17 MRT Silom – Klong Toei 10 Transport
21 Taxi Abode – Makro 50 Transport
21 Groceries Makro 1524 Food
21 Taxi Makro – Abode 50 Transport
22 Bread 7/11 34 Food
22 Shower Cap 7/11 35 Household
23 Pen 7/11 8 Miscellaneous
25 Bread 7/11 34 Food
25 Super Glue 7/11 25 Miscellaneous
25 Lighter 7/11 11 Miscellaneous
25 Ready meal 7/11 37 Food
25 Noodles 7/11 8 Food
28 Bread 7/11 34 Food
28 Milk 7/11 Food

Sum 9170, of which Food 4024, Toiletries 718, Household 113, Transport 434, Medical 2790, Miscellaneous 1091, Entertainment 0, Sex 0. Average daily food/beverage in THB 134, in USD 3.80.

FF stays in a Thai friend’s otherwise empty house for free, including water, electricity, internet. FF prepares food himself, hence fewer street food and more big shopping bills than in my expenses. The foodstuff he buys at Makro can be had for half price in local market, and Tokyu isn’t the cheapest place either. One could argue that FF should use more bus and less taxi or BTS/MRT, but with hip problems, bus is not recommended.

Date Description Activity THB Category (Food Toiletries Household Transport Medical Miscellaneous Entertain Sex).

July 2016
1 Toilet Rolls 7/11 87 Household
1 Butter 7/11 50 Food
1 Ready Meal 7/11 40 Food
1 Bread 7/11 34 Food
2 Ready Meal 7/11 40 Food
2 Soap Powder 7/11 35 Household
2 Bleach 7/11 27 Household
4 Taxi Abode - Novotel, Silom 110 Transport
4 Taxi Novotel - Saladaeng BTS 50 Transport
4 BTS Saladaeng – Chitlom 15 Transport
4 Taxi Paragon – Abode 90 Transport
4 Bread 7/11 37 Food
4 Raisin Bread 7/11 18 Food
4 Pizza Eat out 75 Food
5 Taxi Abode - Central World 60 Transport
5 BTS Siam – Saladaeng 18 Transport
5 MRT Silom - Klong Toei 10 Transport
7 Pizza Eat out 95 Food
7 Butter 7/11 94 Food
7 Ice Cream Fresh Mart 68 Food
7 Eggs Fresh Mart 68 Food
10 Bread 7/11 37 Food
10 Milk 7/11 45 Food
11 Lighter 7/11 18 Household
12 Ready Meal 7/11 37 Food
13 Bread 7/11 37 Food
13 Ready Meal 7/11 40 Food
14 BRT Chong Nonsi – Technic 5 Transport
14 Groceries Makro 1226 Food
14 Taxi Makro – Ritz 60 Transport (Ritz is what he sometimes calls his place)
14 OSS OSS Contribution 432 Miscellaneous
18 Lunch KYC  meal + ice cream 100 Food
18 Cracker biscuits Villa 55 Food
18 Butter Villa 95 Food
18 Ready meal 7/11 45 Food
18 Bread 7/11 37 Food
18 Scotch-brite 7/11 12 Household
20 Postage Post Office 20 Miscellaneous
21 Milk 7/11 45 Food
24 Bread 7/11 37 Food
24 Ice Cream 7/11 20 Food
27 BRT Chong Nonsi – Tecnnic 5 Transport
27 Groceries Makro + Cheese 2313 Food
27 Taxi Makro – Ritz 80 Transport
27 Chicken pieces Street vendor 55 Food
27 Bread 7/11 37 Food
28 Ice cream x 2 7/11 60 Food
29 Milk 7/11 45 Food
30 Noodle meal 7/11 12 Food
30 Bread 7/11 37 Food
30 Ready Meal 7/11 40 Food

Sum 6208, of which Food 5074, Toiletries 0, Household 179, Transport 503, Medical 0, Miscellaneous 452, Entertainment 0, Sex 0. Average daily food/beverage in THB 163, in USD 4.68.

My readers are invited to send their expenses, for free advice where money can be saved.

Copyright 2017 ChristianPFC

Monday, 27 March 2017

A Thai friend's expenses

A Thai friend's expenses

My friend B occasionally borrows money from me (and even returns some of it!), and one one such occasion I told him I will not lend him any more unless he writes down how he spends his money, so I can help him to save. I had to ask him many times, but finally I got the following list (digitized and slightly edited, original in italic, my comments in normal font):

Spend moneys March 2016
1 Ticket to Sesaket
(Sri Saket) round trip 750
2 Foods + Milk for mummy
(mother) 1000
3 electric + water 450 + 150 

(flat fee of 450 for electricity, no aircon, and his landlord does not allow him to use a refrigerator; it's just electric light, a fan, and mobile phone charging: a rip-off! Same with 150 Baht flat fee for water in a shared toilet and bathroom: a rip-off!)
4 mobile card 455
5 my room rent 2500
6 my food 3 time
(per day) 3700 for monthly (3 meals per day, 40 Baht per meal)
7 haircut 80
8 give to sister the one take
(care) my mummy 5000
9
(empty)
10 Leo beer 500 per month

(I guess he spends more on beer, he has always money for beer, but rarely money to pay back what he lent from me.)
11 mummy hospital 2000
12 uniform with shirt 570
13 pan, pot for kitchen 2700
14 foods on train + water 300
15 taxi go to Hua Lampong station 70

 

Sum 22,230 THB, of which 8,000 for mother. A similar proportion of what we would pay for social insurance and pension in Europe. The entire list is probably reverse-engineered (despite multiple asking, I didn't get data for other months, but he hasn't asked to borrow money since then, so I can't complain) by starting from his paycheck and distributing that money plausibly (I didn't get any individual expenses, only the sum for the month).

Another Thai friend W is a student and gets 8,000 per month, of which he pays 2000 rent and is then left with 200 Baht per day. When studying Mon-Fri, he needs 120 for food, that means on Sat-Sun he has 420 per day. I would have thought he has 20,000 per months, judging by his clothes, camera (which he bought second hand many years ago when he was working) and what I see on facebook (probably often sponsored by Farang). 

Copyright 2017 ChristianPFC

Friday, 24 March 2017

My expenses Jan 2017

My expenses Jan 2017 

Total 39,712 THB (1060 EUR or 1150 USD at time of posting). Quite a lot, but that includes one trip to Pattaya (1600 hotel two nights + 1215 drinks/tips/off-fee in gogo bars + 2000 two short times = 4815) and 6d5n trip in Esan (where I pay only for my hotel and food, but not for petrol for FF’s car). Not in the list stolen Bluetooth headphones 1600 and stolen T-shirt 100 estimated. Over the years, average 300 stolen per month, usually money, this is the first not-money theft.

Sorted by decreasing amount (sum first, then selected individual items in chronological order, for full list of individual expenses Nov 2016 see following post):

8000 rent (new luxurious room)
5330 boys 520 500 100 500 100 500 300 500 200 100 1000 1000 1060 (500 for sex with local boys, 1000 for sex with gogo boys in Pattaya)
4764 food (details see next post)
3519 hotel 600 399 400 250 270 800 800 (outlier is 800 800 two nights in Pattaya, everything cheaper was booked out)
2018 medical expenses
1904 immigration (1900 extension of stay 30 days, 4 two copies A4 b/w)
1406 sauna 299 (three entries in Nake) 120 199 (party in Nake) 170 160 129 99 140 180
1215 drinks in bars 150 100 160 100 170 400 135 (gogo or host, tips for boys 100, off fee 400)
1060 taxi (details see next post)
806 shopping in Makro (mainly food, usually I buy all food at local market)
800 massage 500 300 (1 h oil massage, tip no happy ending)
798 electricity (7/kWh)
640 fruit (details see next post)
553 sweets (details see next post)
440 museum or national park entry 40 100 300
313 mobile phone top-up
262 bus in Bangkok
200 van
182 MRT (no BTS in Jan)
139 shampoo
110 mocy
108 bus outside Bangkok
108 songhteo
100 books
92 boat
36 water (2 mˆ3)
30 laundry
15 swimming

After excesses of January (6d5n trip to Esan and 3d2n trip to Pattaya), I had to take a rest in February before going to Germany on 17feb2017. 32,988 Baht by multiplying numbers for 1-15Feb below by two (to get estimate for 30 days, disregarding that Feb has only 28 days):

4000 rent
2795 food
2340 boys 300 100 300 500 100 100 40 300 500 100
1260 sauna 160 120 180 120 160 180 170 170
1050 boat 999 17 17 17 (999 is ferry Pattaya to Hua Hin)
719 fruit
650 taxi
455 electricity (7/kWh)
412 train
245 sweets
213 MRT (no BTS in Feb)
199 memory card for camera
157 bus in Bangkok
130 medicine (finally down from 2000 medical expenses Nov and Jan which was unusually high)
100 drinks (where I could have taken a bottle of water from home)
100 museum
75 swimming
60 haircut (I get hair cut for 60 THB about once per month, but there was no haircut in Jan)
31 toothpaste
25 van
20 mocy
18 water (18/m3)
17 songtheo
15 internet

Average for Nov2016, Jan2017, Feb2017 is 35,194 THB per month. No expense report for Dec 2016 (I did a visa run to Taipei, which messes things up). In a month where I have no health problems, no extension of stay and no trip to Pattaya, it should be possible to live on less than 1000 per day. All these calculations do not include money needed for visa runs (one visa run in SEA of average 5d4n costs me around 15,000, and a return trip to Germany 22,000).

Copyright 2017 ChristianPFC

Tuesday, 21 March 2017

My expenses Nov 2016

My expenses Nov 2016

Time for a new expenses report (previous were expenses Jun 2014 http://christianpfc.blogspot.de/2014/09/expenses-june-2014.html and expenses Jun 2013 on the forums: http://gaybuttonthai.com/viewtopic.php?f=3&t=5999&start=0 and http://www.gaythailand.com/forums/topic/9122-expenses-june-2013/)

For a list of links what others spend per months see:
http://christianpfc.blogspot.de/2014/09/cost-of-livingholiday-in-thailand.html 

My expenses in Nov 2016 were 32,883 THB (880 EUR or 950 USD at time of posting)

Sorted by decreasing amount (sum first, then individual items in chronological order):

5642 food 35 33 105 40 40 40 325 150 165 25 40 40 47 20 40 75 30 60 258 94 40 34 49 1020 245 110 30 50 150 85 20 30 40 198 260 30 35 37 35 50 100 30 40 33 64 220 150 50 110 80 80 120 25 35 250 40 (these are the individual meals over the month, ranging from 20 or 30 for a snack over 35 or 40 for a full meal of streetfood, the occasional splurge between 150 and 400, and up to 1020 for seafood dinner for 3 where I invited 2 Thai friends)

4800 rent (old basic room)

3253 boys 500 500 100 200 100 100 500 100 53 500 500 100 (500 is for sex, smaller amounts no sex)

2888 medical expenses 1933 955 (skin rash, two visits to Bangkok Christian Hospital, doctor’s fee and medicine)

1904 immigration (1900 extension of stay 30 days, 4 two copies A4 b/w)

1650 sauna 170 100 100 160 100 170 160 140 100 170 170 100

1560 taxi 49+1 75+5 139+1 55+5 71-1 87+3 55+5 59+1 101-1 115+5 171-1 59+1 111-1 49+1 63+7 57+3 45+5 105+5 49+1 (fares ending in 1 rounded down to full 10, everything else rounded up)

1500 massage 500 1000 (1 hour oil massage, tip for happy ending)

1260 hotel 360 450 450

1250 boat and driver (2500 shared with Farang friend, islands in Pang Nga)

1114 sweets 3 29 33 35 30 215 50 25 378 50 50 240 40 25 (all food that is not essential, like 3 for a frozen Sprite ice, 30 for Lay’s potato crisps/chips, 50 for khao niao mamuang, 378 for two bags of fried durian)

933 fruit 40 35 50 20 33 50 40 130 10 20 100 20 40 30 30 100 60 5 15 40 20 20 25

932 bus outside Bangkok 40 508 193 191

610 electricity (7 Baht/kWh)

600 mobile top-up 500 100 (500 for data lasts for 2 months)

500 driver and car 300 200 (outside Bangkok, where we couldn’t go with FF’s car, shared with FF)

400 museum 100 300

360 boy bars 80 300 150 100 (gogo or host, price for drink and tip for boys)

250 bus in Bangkok 11 9 9 15 9 6.5 18 6.5 21 21 9 16 6.5 9 9 6.5 6.5 9 6.5 15 9 9 6.5 6.5 (that means a monthly card for 400 would cost more than paying each trip)

250 van 15 15 100 120

173 MRT 21 32 28 21 32 39 (no BTS in Nov)

165 swimming 15 60 15 60 15

160 clothes (I buy about two trousers, two shirts and two underwear per year)

147 boat 18 50 50 16 16 (Saen Saep boat 16-18 and ferry Sri Ratcha to Koh Si Chang 50)

110 books 50 20 20 20 (all second hand at Neilson Hays library book sale)

100 laundry 30 20 20 30 (20 or 30 for coin operated washing machine of different size)

100 water (base fee includes 5 mˆ3)

72 drinks 22 50 (I could take water with me instead of buying drinks when traveling)

60 haircut (Yes, 60 Baht for haircut AND shave in the slum!)

50 mocy

30 internet 15 15 (I have free internet at home, but sometimes go to an internet café for research purposes)

36 toiletries

28 train 20 8

6 toilet 3 3 (public toilet in bus or train station, in temples and shopping center it’s free)

No alcohol, no cigarettes - I don't drink, I don't smoke.

Other arrangements of data are possible: lumping food+sweets+fruit together 7689, lumping all transport together 5140. Food could be split into Thai street food (average 40 per meal) and restaurants (average 200 per meal).

This list does not include health insurance (I don’t have any, at average 1000 Baht per month it’s cheaper to pay all health expenses myself), petrol for FF’s car (we drove about 2000 km in November; I do all planning and navigation, he does the driving), cheese and sweets brought from Germany (estimate 500 Baht per month, most of it not available in Thailand, and if it were available it would cost estimated 2000 Baht).

Copyright 2017 ChristianPFC